Buying with ORA

Choices, always choices! Buying a home involves a multitude of decisions. How much to invest? What's the budget for maintenance, taxes and improvements? Is a finished basement more crucial than an extra bedroom? Is the location right for all my needs?

Take the time to define your criteria, then evaluate your finances to make sure they match your aspirations. Expect your expectations to evolve as you learn more about the current real estate market.

Contact the ORA team. We're here to help you throughout the buying process, including getting pre-approved, adjusting your search criteria and answering any questions you may have.

Having a pre-approval before actively viewing homes is a definite advantage. It demonstrates your seriousness as a buyer in a competitive market, and allows you to assess your borrowing capacity, monthly payments and the impact of taxes and other fees.

We'll review the property and market details with you to present the right offer. Your offer contract may include items such as purchase price, warranty amounts, loan specifications and desired closing date. We'll act as your contract experts and continue negotiations until an agreement is reached. You'll also provide an up-to-date pre-approval letter with your offer, to inform the seller of your ability to close the deal.

Although we'll explain the terms in detail, be sure to personally review all contracts and familiarize yourself with any changes to the offer. Once your offer has been accepted, you'll be on your way to becoming a homeowner, with our support every step of the way. You'll also work with a real estate broker, who will oversee the contract, review inspection points and send out any requests, and assist with all documentation for a successful closing.